A promissory note in which a borrower promises to repay a loan with interest under lump-sum, installment or on-demand terms.
A promissory note in which a borrower promises to repay a loan with interest under lump-sum, installment or on-demand terms.
Use it for personal loans between family and friends or small business loans.
This blank template was created by 007AJ and is free to fill out and download. It is a general starting point, not legal advice. Laws differ by state and country, so have important documents reviewed by a qualified professional.
How to fill it out online
- Click Edit & fill now to open the form in the online editor.
- Click any field and type, or use the Text tool to type anywhere on the page.
- Use the Check mark tool for boxes and the Date tool for dates.
- Sign with the Signature tool (draw, type or upload).
- Click Preview to review the watermarked copy, then Download for the clean PDF.
Frequently asked questions
Does a promissory note need a witness?
Usually not, but witnesses or a notary add proof.
Can I charge any interest rate?
No. States set maximum rates (usury laws).
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